Storm damage insurance claims are one of the most common types of insurance claims filed in the United States. No one wants to think about what could happen if their home was struck by a severe storm. But it’s important to be prepared in case the worst does happen. So, does your homeowner’s insurance cover storm damage?
Most standard homeowners’ insurance policies will cover damage caused by storms such as high winds, hail, and lightning strikes. However, there are some types of storm damage that may not be covered by your policy. For example, flooding is typically not covered by standard homeowners’ insurance policies. If you live in an area that is prone to flooding, you may need to purchase a separate flood insurance policy to make sure you’re properly protected.
Hurricane Damage Insurance Claims
If your home or business has been damaged by a hurricane, you may be able to file an insurance claim. The most important thing to remember when filing an insurance claim is that you must be honest about the damage. This means being truthful about how the damage occurred and providing accurate documentation to support your claim. For example, if you are claiming wind damage, you will need to provide photos or videos of the wind damage as well as any receipts for repairs.
Filing a false insurance claim is a serious offense that can result in criminal charges. If you are caught filing a false insurance claim, you could face fines, jail time, or both. So be sure to only file a claim if you are certain that the damages were caused by a hurricane.
If you have wind damage to your home or property, you may be wondering if your insurance policy will cover the repairs. Wind damage is typically covered by most homeowners’ insurance policies, but there are some important things to keep in mind when filing a claim.
Here are a few tips for making a wind damage insurance claim:
- Take pictures or videos of the damage as soon as possible so that you have documentation of the extent of the damage. This will be important when filing your claim and getting an estimate of the repairs.
- Make sure to file your claim as soon as possible after the damage occurs. Many insurance companies have time limits for filing claims, so it’s important to not wait too long.
- Be prepared to provide a lot of documentation to your insurance company. This may include pictures or videos of the damage, repair estimates, and more.
- Keep in mind that your insurance company will likely send out an adjuster to assess the damage before approving your claim. Make sure to be available to answer any questions they have.
If you have been the victim of wind damage, you know how frustrating it can be to deal with insurance companies. You may feel like you are being given the run-around or that your claim is being denied unfairly. You are not alone. Many people who have wind damage find themselves in this situation. The good news is that you don’t have to go through it alone. Our storm damage insurance claims attorney can help you get the compensation you deserve.
Our experienced storm damage insurance claims attorney will know how to deal with insurance companies and their adjusters. We are also familiar with the law and know what your rights are. Call us today at (561) 757-6000 for more information!