As a business owner, it’s important to know what claims are covered by your commercial property insurance. Commercial property insurance claims can help protect your business from a variety of risks, including fire, theft, and vandalism. However, not all claims are covered by commercial property insurance. Here are some common claims that are usually not covered by commercial property insurance:

  • Flood damage
  • Earthquake damage
  • Mold or mildew damage
  • Damage caused by insects or animals
  • Wear and tear

If you’re not sure whether a particular claim is covered by your commercial property insurance policy, be sure to ask your agent or insurer. They’ll be able to give you more information about what is and isn’t covered. Commercial property insurance can help give you peace of mind knowing that your business is protected from many risks. Be sure to ask about coverage for any potential risks so you can be prepared in the event of a loss.

Cover Your Claim Commercial Property Insurance By Flood Damage

Hurricane DamageIf your business property has suffered flood damage, you will need to file a commercial property insurance claim. Commercial property insurance policies typically cover flooding, but there may be some exclusions or limits on the amount of coverage. Be sure to review your policy carefully to understand what is covered and what is not.

To start the claims process, you will need to gather documentation of the damage. This can include photographs, videos, receipts for repairs, and any other evidence you have that can substantiate your claim.

Your insurance company will likely have its own requirements for documentation, so be sure to check with them before starting to gather evidence.

Once you have gathered all the necessary documentation, you will need to submit a formal claim to your insurance company.  Property insurance claims can be complex, so it is important to have an experienced attorney on your side. Call us today for more information.

Smoke Damage

Floor And Tile Damage, Commercial Property Insurance ClaimsThere is no doubt that smoke damage is one of the most destructive and costly types of damage that can occur to a home or business. Smoke damage can be caused by a number of different events, including fires, cigarettes, and even candles.

Smoke damage can also be caused by faulty electrical wiring or appliances. If you have a Smoke Damage Insurance Claim, the first thing you need to do is contact your insurance company.

They will send an adjuster to inspect the damage and determine the cause of the fire. The insurance company will then give you a check for the repairs.

If you have suffered Smoke Damage, you may be entitled to compensation from your insurance company. However, insurance companies are not always willing to pay out on claims. That’s where we come in; our team of experienced Smoke Damage Insurance Claim Attorneys can help you get the compensation you deserve.

We have a proven track record of success in Smoke Damage Insurance Claims cases, and we’re ready to put our experience to work for you. Contact us today for a free consultation. We’ll review your case and let you know if we think you have a valid claim. If we do, we’ll fight tirelessly to get you the compensation you deserve. Contact us today at(561) 757-6000, and let us help you get the justice you deserve.

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